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What to Do After a Pedestrian Accident in Chicago | Legal Guide

What to Do After a Pedestrian Accident in Chicago | Legal Guide

August 05, 20254 min read

Introduction: When a Walk Turns Dangerous

Chicago is one of the most walkable cities in the U.S., with busy neighborhoods like the Loop, River North, and Wicker Park drawing thousands of pedestrians daily. But with heavy vehicle traffic, distracted drivers, and crowded intersections, pedestrians face real risks.

A moment of negligence—a driver running a red light, failing to yield, or speeding through a crosswalk—can change a life forever. If you or a loved one is injured as a pedestrian in Chicago, knowing what to do next is critical for your health, safety, and legal rights.

This guide outlines the step-by-step actions to take after a pedestrian accident, explains Illinois pedestrian laws, and offers guidance on how a Chicago personal injury lawyer can protect your future.

Understanding Pedestrian Accidents in Chicago

Pedestrian accidents occur when someone walking is struck by a motor vehicle, bicycle, or even a rideshare car. In Chicago, these accidents often happen at:

  • Busy intersections like Michigan Avenue & Wacker Drive

  • Residential streets without marked crosswalks

  • Areas with high rideshare activity (e.g., near United Center or Wrigley Field)

  • School zones and construction areas

Common Causes of Pedestrian Accidents

  • Drivers failing to yield at crosswalks

  • Distracted driving (texting, GPS use, eating)

  • Speeding or reckless driving

  • Left-hand turns at intersections

  • Drunk or impaired driving

  • Poor visibility due to weather or lighting

Step-by-Step Guide: What to Do After a Pedestrian Accident in Chicago

1. Seek Medical Attention Immediately

Even if injuries seem minor, adrenaline can mask serious harm. Call 911 and request medical evaluation. Common pedestrian injuries include fractures, concussions, and spinal damage.

2. Call the Police and File an Accident Report

In Chicago, a police report is essential for documenting the event. It creates an official record of what happened, including driver details, witness statements, and initial fault assessment.

3. Collect Evidence at the Scene

If physically able, gather:

  • Photos of the scene, vehicle, traffic lights, and injuries

  • Driver’s license and insurance information

  • Contact details of witnesses

  • Nearby surveillance or traffic camera locations

4. Avoid Admitting Fault or Making Statements to Insurers

The driver’s insurance company may contact you quickly. Do not give recorded statements or accept early settlements. Insurance adjusters often aim to minimize payouts.

5. Contact a Chicago Pedestrian Accident Lawyer

A local personal injury lawyer ensures:

  • Evidence is preserved

  • Medical records and expert testimony support your claim

  • Negotiations with insurers are fair

  • Lawsuits are filed within Illinois’ statute of limitations (generally 2 years from the accident date)

6. Focus on Recovery

Your attorney can handle legal steps while you concentrate on healing, rehabilitation, and regaining quality of life.

Illinois Laws Protecting Pedestrians

  • Right-of-Way: Illinois law requires drivers to stop for pedestrians in marked crosswalks, even if traffic signals are absent.

  • Comparative Fault Rule: If the pedestrian is partly at fault (e.g., crossing outside of a crosswalk), they may still recover damages as long as they are less than 50% responsible.

  • Damages Available: Victims may recover compensation for medical bills, lost wages, pain and suffering, and long-term care costs.

FAQs: Pedestrian Accidents in Chicago

Q1: What if the driver flees the scene?
Hit-and-run accidents are unfortunately common. File a police report immediately. You may still recover compensation through uninsured motorist coverage or legal action.

Q2: Can I sue if I was jaywalking?
Possibly. Illinois’ comparative fault system means you can still recover damages if you were less than 50% responsible for the accident.

Q3: How long do I have to file a pedestrian accident claim in Illinois?
Generally, you must file within 2 years of the accident, though exceptions exist for minors.

Q4: What should I do if insurance denies my claim?
Contact a pedestrian accident attorney immediately. Insurers often deny claims to pressure victims into giving up or accepting low settlements.

Q5: How much is my pedestrian accident case worth?
It depends on injury severity, medical costs, lost income, and impact on quality of life. Serious cases can result in settlements or verdicts worth hundreds of thousands or even millions.

Conclusion: Protecting Yourself After a Pedestrian Accident

A pedestrian accident can be devastating—physically, emotionally, and financially. But you don’t have to face recovery alone. Illinois law provides protections, and with the right legal team, you can hold negligent drivers accountable.

👉 Contact Chicago’s Trusted Personal Injury Lawyer today for a free consultation. With decades of experience helping injured pedestrians, we fight for the compensation you need to heal and move forward.

Visit our homepage to learn more about our personal injury services.

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